Real data · Traceable sources · No invented numbers

The financial risk of climate
for insurance

Talaix turns satellite and open Earth-observation data into ongoing financial-risk intelligence for insurers, reinsurers and brokers — screen an asset, check a portfolio, and get periodic reports on the companies, markets and countries you underwrite. Every figure carries its source, date and confidence.

Built in Luxembourg · engine open-source under EUPL-1.2 · for insurers, reinsurers and brokers first, and the banks, lenders and investors who finance what they cover. First check free; a decision-ready pack is €19 (see pricing).

Three steps, and it keeps working for you

You do not have to be a climate scientist first — start from the assets and markets you underwrite.

1
Send the assets or markets you cover
A place name, a lat/lon pair, a portfolio — or a whole market or country. Up to 25 sites free, 100 for subscribers.
2
The engine reads real data
Satellites, reanalysis archives and official registries score each site against up to 10 hazards — wildfire, flood, heat, drought, wind, coastal, cyclone and more.
3
You get a traceable risk profile — and it updates
Per-peril levels, event history and declared gaps today, and periodic reports as conditions change. Free check first; decision-ready pack €19.

What do you need to screen, check or monitor?

Three insurance questions we answer most often — each runs on the same evidence engine.

Screen an insured asset

Per-peril hazard levels and event history for a single asset — a screening layer before catastrophe models or pricing workflows. Loss is never quantified.

Start →

Check a portfolio or market

Multi-asset and sector-level exposure screening across a book of business, a market or a territory.

Start →

Monitor companies, markets and countries

Periodic reports and alerts on the companies, markets and countries you underwrite — so your view stays current, not last season.

Start →

See all capabilities →

See exactly what you get

A real risk profile — one site, every hazard, each figure with its source, date and confidence. No sign-up to read it.

What is inside a risk profile

  • Site summary and coordinates analysed.
  • Per-hazard level, evidence status and the source behind it.
  • Declared gaps — where data is missing, the profile says so.
  • Methodology, engine version and disclaimer.

Read the sample

Real engine output for Clervaux, Luxembourg — produced from the same engine that runs in production, not a mock-up.

Download the sample profile (PDF)

Open the sample page →

Built for insurance first

One evidence base, shaped to the insurance decisions that matter — and the capital that finances what insurers cover.

Insurers & reinsurers

Per-peril screening, event history and periodic monitoring for underwriting, reinsurance review and Solvency II / EIOPA work.

Insurance solutions →

Brokers & MGAs

Evidence-based risk profiles to frame placements, submissions and client conversations — with every figure traceable.

Insurance solutions →

Banks & lenders

Collateral and loan-book screening for the physical risks behind the assets they finance.

Banking solutions →

Investors

Asset-level and portfolio screening for multi-hazard exposure before committing capital.

Investor solutions →

Government & real estate

Territory-wide risk intelligence and site-level due-diligence files for public and private decision makers.

More sectors →

What lives, assets and capital face right now

Current wildfire, flood, heat, drought, wind, coastal and cyclone conditions — refreshed continuously from real Earth-observation data, so underwriters, portfolio managers and operators act on what is true today, not last season.

Highest-risk areas currently monitored by Talaix
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View full live dashboard

Every claim carries its evidence status

When something cannot be reliably quantified, Talaix says so. That is the honesty contract.

Observed Documented Reported Modelled Inferred Unknown

In plain terms: verified by direct observation · estimated from scientific models · or not enough data — the full classification is available in every technical report.

Source registry

Every data source evaluated — integrated, candidate or rejected, with reasons — is public.

Browse sources →

Traceable reports

Every report carries its ID, engine version and evidence status — verifiable against the underlying data.

Generate a report →

Talaix Academy

A free pilot course (8 modules, about 2 hours) that teaches you to read climate-risk evidence like an analyst.

Start the course →