Insurance & Environmental Risk

Per-peril hazard levels plus long-term event history for insured assets. Built for underwriters and reinsurers who need an evidence-based screening layer before invoking catastrophe models or pricing workflows.

Honesty contract: unavailable data is declared, never invented.

Assess an insured asset

Insured portfolio check

One asset per line: name,lat,lon. Optional radius applies to all sites. Up to 25 assets on the free tier; subscribers can check up to 100.

Screening data product only. This is NOT a catastrophe model, NOT a rate-making or pricing tool, and NOT actuarial advice. Losses are explicitly not quantified (no AAL/PML, no exceedance-probability curves). Levels are screening indicators unless labelled validated.
See a real example

Real engine output, Clervaux, Luxembourg, 2026-08-25 — run your own above. 6 of 6 perils assessed.

  • Event history declared unavailable (FIRMS key not configured) — declared, not invented.
  • Loss not quantified.

Frameworks & scope

EIOPA climate & nat-cat stress tests

regulatory context

Per-peril levels and event history provide the physical-evidence layer for (re)insurer stress-test exercises.

Solvency II

prudential context

Can inform underwriting risk identification and ORSA work; does not replace internal model calculations.

Protection gap / EIOPA nat-cat dashboard

market context

Evidence-based screening can help close data gaps on exposed assets by declaring which perils are observable.

What this is

  • Current per-peril hazard screening.
  • Long-term event history per peril (dataset coverage declared).
  • A pre-cat-model evidence layer for underwriters.

What this is not

  • A vendor catastrophe model.
  • A rate-making or pricing tool.
  • Loss quantification (no AAL/PML/EP curve).
  • Actuarial advice.