For banks & lenders

Environmental-risk intelligence for credit decisions

Collateral screening, portfolio exposure mapping and climate stress-test support from one evidence base β€” hazard analysis, historical events, exposure counts and provenance-carrying reports, with uncertainty stated instead of hidden.

🏦 Collateral risk screening

Per-asset screening across wildfire, flood, drought, heat, wind, coastal exposure and tropical cyclones β€” with historical event evidence and the data provenance a credit file needs.

πŸ—ΊοΈ Portfolio exposure mapping

Aggregate exposure by geography, sector or asset class β€” population, buildings, critical facilities and land cover counted from real mapped data, with completeness caveats visible.

πŸ“Š Stress-testing inputs

Hazard screening levels and historical event histories that can feed into your own PD/LGD and concentration-risk workflows β€” inputs to internal models, never a replacement for them.

πŸ“„ Disclosure support

Evidence-labelled reports and source registries that help prepare disclosures under TCFD/ISSB IFRS S2, CSRD/ESRS and EU Taxonomy requirements β€” supporting alignment, not asserting compliance.

Talaix provides climate-risk evidence and exposure intelligence. It is not a credit-rating tool, not an actuarial model, and not a substitute for your own credit, risk or compliance judgement. Nothing here is a guarantee of regulatory alignment or compliance.

Helps prepare for the frameworks you face

The same traceable evidence base can support alignment with multiple banking and disclosure regimes β€” as inputs, not as certified outputs.

TCFD / ISSB IFRS S2

Governance and strategy discussions supported by location-level hazard evidence, scenario context and historical event data β€” documented, not modelled in secret.

CSRD / ESRS

Exposure counts, data-source registries and evidence-labelled reports that help substantiate climate-related disclosures and risk assessments.

EU Taxonomy

Screening for climate-related physical risks that can feed into taxonomy-alignment assessments β€” one input among many in your own substantiation process.

EBA / ECB climate stress tests

Hazard and exposure data that can be used as inputs to internal climate stress-test exercises, including EBA and ECB programmes β€” we do not provide the bank's final stress-test results.

BaFin / ECB Guide on climate-related risks

Risk-identification and monitoring workflows that can support materiality assessment and risk-management documentation β€” aligned with supervisory expectations as an input, not a verdict.

Concentration risk

Geographic and sector exposure views that can inform concentration limits and risk-appetite discussions β€” with the underlying evidence traceable to its source.

Put your loan book under evidence watch

Free collateral screening with evidence labels β€” a free account keeps financed locations monitored with alerts.